Cache Valley’s most innovative brokerage, ready to serve your every need.

Conventional Loans
Conventional mortgages are offered at 10, 15, 20, 25, and 30 year terms. There are a number of advantages to a conventional loan; these advantages include flexibility and lower costs. Also, conventional loans do not have up-front mortgage insurance …

FHA Loans
FHA loans are insured by the Federal Housing Administration and require a minimum of 3.5% down. This loan program is very popular for first time homebuyers. For Cache Valley home loans we offer FHA loans because FHA loan programs are particularly …

USDA Loans
USDA (Rural Housing) home loans are offered in rural areas as determined by the United States Department of Agriculture (USDA). The goal of USDA is to help lower income households obtain home loans at reasonable mortgage rates in rural areas. USDA …
Meet the Officers
Diversified Home Loans has an all-star team, dedicated to the needs of our clients. Collectively we have experience with all types of loans, and can help people in any and all loan situations. Click on a name to learn more about our amazing loan officers:
Lance Williams
Justin Molyneux
Stan Checketts
Chris Coats
Stuart Brower
Chad Giles
Justin Taylor
Mo Heath

Stuart Brower
Stuart graduated from Utah State University, class of 2004, in Business Management and Human Resource with an emphasis in Spanish. He has worked in the mortgage business in both banks and brokerages.
Read More
Lance Williams
Lance is experienced and knowledgeable in many different mortgage loan programs that include: Conventional, FHA, VA, USDA, Utah Housing and Construction loans.
Read More
Mo Heath
Mo loves to run loan scenarios for clients and really do his homework to make sure they are getting the best mortgage loan option for their needs.
Read MoreOur Mission
FROM JUSTIN MOLYNEUX
We are passionate about our industry and we exist to serve the needs of our clients. Our promise to all our clients is to offer the very best financial advice and to consistently exceed your expectations.
Testimonials
I loved working with Diversified Home Loans! My husband and I went through them to purchase our first home. Justin M. was incredibly professional, prompt, and informative. He helped us get an amazing rate and even let us borrow the company trailer for moving. I'd recommend both Diversified and Justin very strongly if you'd like a peace of mind while buying a home!
Kayla Robison
Working with Diversified Home Loans was truly the best experience I could have had with a home loan company! My wife and I did a refi, and the process was simple and quick. We were kept in the loop through every step of the process, and never wondered what was next. We would HIGHLY recommend Diversified Home Loans to anybody looking for a home loan or a refinance!
Scott Carpenter
My experience in dealing with Justin Molyneux has always been great he is very knowledgeable and a good honest person to deal with, I would highly recommend Justin at Diversified Home Loans for all your mortgage needs.
John Pitcher
Super professional people. I ALWAYS knew where I was in the process of getting my refinance completed. I would use them again in a heart beat.
Jason Henderson