FHA loans are insured by the Federal Housing Administration and require a minimum of 3.5% down. This loan program is very popular for first time homebuyers.

For Cache Valley home loans we offer FHA loans because FHA loan programs are particularly beneficial to those buyers with less money down. The rates on FHA loans are generally market rates, while down payment and credit score requirements are less strict than conventional lending.

FHA is available to all buyers and the programs are designed to help creditworthy borrowers of low to moderate-income families reach home ownership.

FHA Loans