USDA (Rural Housing) home loans are offered in rural areas as determined by the United States Department of Agriculture (USDA). The goal of USDA is to help lower income households obtain home loans at reasonable mortgage rates in rural areas.

USDA does have some income and property eligibility requirements. USDA charges a 2% funding fee to guarantee the mortgage. This fee is financed into the loan amount.

USDA home loans in Cache Valley include many advantages to qualified borrowers. The benefits of USDA are that the program offers 100% financing with minimal monthly mortgage insurance. Eligible USDA property types are single family homes and townhouses.

USDA Loans